Good related talk in Econ! ---------- Forwarded message --------- From: Rachel M Heath <rmheath@uw.edu> Date: Wed, Feb 23, 2022 at 9:46 AM Subject: [jsde] Fwd: [Csssfac] [CSSS-seminar] TODAY - CSSS Seminar: Emma Riley, UW/Economics, Wednesday, Feb 23 at 12:30 pm via Hybrid To: <jsde@uw.edu>, <econfacall@uw.edu>, <econgrad@uw.edu> Dear Colleagues, See below for details of Emma Riley's talk in CSSS today, which is likely to be of interest to many of you! best wishes, Rachel ---------- Forwarded message --------- From: Center for Statistics & the Social Sciences <csss@uw.edu> Date: Wed, Feb 23, 2022 at 8:38 AM Subject: [Csssfac] [CSSS-seminar] TODAY - CSSS Seminar: Emma Riley, UW/Economics, Wednesday, Feb 23 at 12:30 pm via Hybrid To: csss-seminar@uw.edu <csss-seminar@uw.edu> Please join us for our next speaker in the Center for Statistics and the Social Sciences Seminar Series. TODAY Wednesday, February 23) at 12:30 pm, Emma Riley <https://emmaalriley.wordpress.com/>, UW Professor of Economics, will give a seminar titled, “Leaders’ Role in Technology Adoption: Evidence from Mobile Banking in Ghana.” This seminar will be offered as a Hybrid session. Below please find the abstract and information about joining in-person or on Zoom. Abstract Mobile banking services have the potential to transform access to banking, by allowing individuals to access far away bank accounts from their mobile phones. However, adoption of these services frequently remains low, especially amongst rural populations, who have the most to gain from them but lack the knowledge or experience to use these services. In this study, we examine how best to inform and encourage use of mobile banking services, comparing individual encouragement to encouragement of adoption by a peer leader. We do this using an RCT with 400 female microfinance clients where we provide combinations of training on mobile banking with small incentives to encourage adoption of mobile banking services for the individual or for the group leader. Using both administrative data and a self-reported endline survey two months after the interventions, we find that individual incentives increase use of mobile banking services by 16 percentage points, double the control mean of 15% using mobile banking services. However, incentives for the group leader to encourage others in the microfinance group to use mobile banking services result in significantly higher use of 36 percentage points, along with increases in the value and number of mobile banking transactions. We collect detailed data on mechanisms, and find that incentives for the group leader result in large increases in knowledge about mobile banking, frequency of knowledge sharing with peers, and confidence in how to safely conduct digital transactions. Heterogeneous treatment effects reveal that women in microfinance groups where the group leader had already used mobile banking services see significantly larger treatment effects. These findings highlight the importance of thinking about influential members of a social group in encouraging technology adoption. To join in-person in Savery 409, please register here: https://signup.com/go/rAZNgfe To join by Zoom, please use the information below. Join Zoom Meeting https://washington.zoom.us/j/91889204671 Meeting ID: 918 8920 4671 One tap mobile +12532158782,,91889204671# US (Tacoma) +12063379723,,91889204671# US (Seattle) Dial by your location +1 253 215 8782 US (Tacoma) +1 206 337 9723 US (Seattle) +1 602 753 0140 US (Phoenix) +1 669 219 2599 US (San Jose) +1 669 900 6833 US (San Jose) +1 720 928 9299 US (Denver) +1 971 247 1195 US (Portland) +1 213 338 8477 US (Los Angeles) +1 346 248 7799 US (Houston) +1 786 635 1003 US (Miami) +1 267 831 0333 US (Philadelphia) +1 301 715 8592 US (Washington DC) +1 312 626 6799 US (Chicago) +1 470 250 9358 US (Atlanta) +1 470 381 2552 US (Atlanta) +1 646 518 9805 US (New York) +1 646 876 9923 US (New York) +1 651 372 8299 US (Minnesota) Meeting ID: 918 8920 4671 Find your local number: <https://washington.zoom.us/u/apl21CPtX> https://washington.zoom.us/u/apl21CPtX Join by SIP 91889204671@zoomcrc.com Join by H.323 162.255.37.11 (US West) 162.255.36.11 (US East) 221.122.88.195 (China) 115.114.131.7 (India Mumbai) 115.114.115.7 (India Hyderabad) 213.19.144.110 (Amsterdam Netherlands) 213.244.140.110 (Germany) 103.122.166.55 (Australia Sydney) 103.122.167.55 (Australia Melbourne) 209.9.211.110 (Hong Kong SAR) 64.211.144.160 (Brazil) 69.174.57.160 (Canada Toronto) 65.39.152.160 (Canada Vancouver) 207.226.132.110 (Japan Tokyo) 149.137.24.110 (Japan Osaka) Meeting ID: 918 8920 4671 _______________________________________________ CSSS-seminar mailing list CSSS-seminar@u.washington.edu http://mailman12.u.washington.edu/mailman/listinfo/csss-seminar _______________________________________________ Csssfac mailing list Csssfac@u.washington.edu http://mailman12.u.washington.edu/mailman/listinfo/csssfac -- Rachel Heath Associate Professor of Economics Milliman Distinguished Scholar University of Washington rmheath@uw.edu <http://faculty.washington.edu/rmheath/> http://faculty.washington.edu/rmheath/ _______________________________________________ jsde mailing list jsde@u.washington.edu http://mailman11.u.washington.edu/mailman/listinfo/jsde